Stripe Identity

Stripe Identity is Stripe's identity verification product, enabling teams already in the Stripe ecosystem to add KYC without a separate vendor. The API design matches Stripe's quality bar — clean, well-documented, and consistent with the Stripe API conventions that payment-integrated teams already know. For agents managing both payment and compliance workflows, Stripe Identity reduces integration overhead by keeping identity verification within the existing Stripe account, credential system, and webhook infrastructure.

Authentication uses the standard Stripe API key model — secret keys for server-side operations, with the same credential management best practices as Stripe Payments. Teams with existing Stripe integrations require no additional authentication setup. Webhook verification uses the same Stripe webhook signing mechanism, enabling a single webhook endpoint to handle both payment and identity events.

Documentation is Stripe-quality — comprehensive, precise, and developer-focused. The VerificationSession and VerificationReport references are complete. Teams already familiar with Stripe's documentation style will find Stripe Identity documentation immediately recognizable. The compliance documentation explaining what Stripe Identity does and does not certify is clear and important for teams evaluating it for regulated use cases.

The API covers verification sessions and reports. Agents create a VerificationSession, the user completes the verification flow (document capture and selfie), and the agent retrieves the VerificationReport with document information and verification results. The integration pattern is identical to other Stripe product integrations — familiar for teams already using Stripe Payments, Subscriptions, or Connect.

Reliability is Stripe-grade for a product built on the same infrastructure as Stripe's payment processing. Identity verification processing is asynchronous — sessions have processing time appropriate to the verification complexity. Teams should implement webhook-based completion handling rather than polling, consistent with Stripe's async patterns.